Pay over time
Don't put off a repair you can't wait on
Car trouble never comes at a good time. Split your repair into easy monthly payments with Sunbit or Affirm — when we text your estimate, both options show up on the invoice, and checking won't affect your credit score.
Checking won't affect your credit · about 90% of customers get approved
Two ways to pay over time
3-month 0% interest plan, or up to 18 months. Repairs from $60.
Pay-in-4 interest-free, or split larger repairs over up to 60 months.
Pay for your repair, your way
We've partnered with Sunbit and Affirm so you never have to choose between your car and your budget.
Repairs from $60 to $30,000
From a brake job to an engine replacement.
0% interest plans available
3-month interest-free with Sunbit, or Pay-in-4 with Affirm.
Up to 60 months to pay
Spread larger repairs into smaller monthly payments via Affirm.
~90% of customers get approved
Even if your credit isn't perfect.
No hidden fees
Transparent, fixed monthly payments. No late fees from Sunbit.
Two ways to qualify
Choose between Sunbit and Affirm at checkout — whichever fits.
How it works
Three steps, no surprises.
Book your repair
Tell us what's going on with your car — call, book online, or stop by. We'll diagnose the issue and put together a quote.
Choose how to pay
When we text your estimate, you'll see Sunbit and Affirm right on the invoice. Pre-qualifying takes under a minute and a soft check won't affect your credit score.
Drive away today
Pick a plan that fits your budget — we handle everything here. No paperwork to bring in, no waiting on a bank.
Financing offered through Sunbit, LLC and Affirm, Inc. via Shopmonkey Payments. Loans made by their respective lending partners. Subject to approval; rates and terms vary by applicant. Pre-qualification uses a soft credit check that does not affect your credit score. A & C Auto Clinic does not make credit decisions.
Stop By
A & C Auto Clinic
2800 Oakdale Ave
San Francisco, CA 94124
(415) 648-2226Mon to Fri, 8am to 5pm. Walk-ins welcome. Closed Sat and Sun.